This title includes all the official forms necessary to file a bankruptcy, along with local practice forms, pleadings, all the federal and state exemptions, optional client credit reports, tax information, real estate valuations and vehicle valuations, and valuable filing checklists. When you enter the required data-the program generates the bankruptcy petition, appropriate schedules, and a matrix of creditors-all ready to file electronically, on disk, or on paper. All math and creditor sorting is automatic and accurate. The optional Plan13 payback calculator automatically calculates Chapter 13 math and prints the Narrative Plan required by your district using the information already entered.