- Part I. Introduction
Chapter - Reference Guide
- Part II. Applicable Laws and Regulations
- Truth In Lending
- Consumer Leasing
- Disclosure Requirements of the Office of Thrift Supervision and Office of the Comptroller of the Currency
- Unfair or Deceptive Consumer Credit Acts and Practices
- Federal Preemption of State Mortgage Loan Laws
- HUD's Mortgage Disclosures; Homeownership Counseling Rules
- Real Estate Settlement Procedures Act Disclosures
- Equal Credit Opportunity Act Disclosure Requirements
- Fair Credit Reporting Act; Flood Disaster Protection Act
- Home Mortgage Disclosure Act; Banking Agency Recordkeeping Rules
- Community Reinvestment Act
- Penalties For Nondisclosure or Improper Disclosure
- Part III. Generic Mortgage Loan Disclosure Forms
- OTS and HUD Loan Disclosures and Notices of Adjustments
- RESPA Disclosures
- Uniform Residential Loan Application (Forms 1003 & 1003A)
- Truth In Lending Disclosures
- Index Tables for Adjustable—Rate Historical Disclosures
- Consumer Leasing Model Disclosures
- Equal Credit Opportunity Act Disclosures
- Federal Reserve Board Consumer Booklets
- Part IV. Ready-To-Use Mortgage Loan Disclosure Forms
- Disclosures for FNMA / FHLMC One-Year ARMs with Optional Fixed-Rate Conversion Feature
- Disclosures for FNMA Six-Month LIBOR ARMs (Convertible and Nonconvertible) (For Use with Forms 3518, 3519, 3520, 3521)
- Disclosures for FNMA One-Year ARMs with Initial 3-, 5-, 7- or 10-Year Fixed-Rate Period
- Disclosures for FNMA / FHLMC Three-Year ARMs (For Use with Forms 3504, 3505, 3506 and 3507)
- Disclosures for FNMA Graduated-Payment ARMs (For Use with Forms 3706, 3707 and 3708)
- Disclosures for FNMA / FHLMC Cost-Of-Funds ARMs (For Use with Forms 3510 and 3511)
- Disclosures for FNMA Single-Adjustment Arm
- Disclosure for FNMA Certificate of Deposit Indexed ARMs
- Disclosures for FNMA / FHLMC and FNMA Fixed-Rate Loans (Conventional, Graduated Payment, Growing Equity And Balloon Payment Loans) (For Use with Forms 3200, 3268, 3255 and 3260 / 3266)
- Disclosures for FNMA Biweekly Payment Loans (For Use with Forms 3265 and 3264)
- Disclosures for Home Equity Lines and Fixed-Rate Second Mortgage Loans
- Index
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